The Financial Planning Process
We strive to make the financial planning process transparent and enjoyable, delivering the highest standards of professionalism on your journey to financial freedom, whilst implementing our recommendations in the most cost-effective way.
We help clients to achieve their financial goals by adopting a structured approach which seeks to manage risk and minimise tax liabilities. The aim is to help build assets for the future and then advise on the most tax-efficient way to draw on those funds to provide the income needed for retirement. We also provide risk management services to ensure financial plans are not derailed in the event of unexpected circumstances such as premature death, critical illness or being unable to work as a result of accident, illness or injury.
In retirement our aim is to help you to maintain your lifestyle and relax and enjoy the rewards of your years of work. Legacy advice also includes inheritance tax planning, proposals to help protect assets for future generations and long-term care funding should that become appropriate.
Knowing that life is ever-changing we strive to maintain a lifelong relationship. Clients are supported by regular meetings with their financial planner to monitor progress and ensure financial objectives reflect any changes and remain manageable and positive.
The Financial Conduct Authority does not regulate Taxation Advice.
The value of your investments can go down as well as up, so you could get back less than you invested.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.