Get in touch today on 01623 649 931 |

Insuring your future today, ensuring your future tomorrow.

Commercial Insurance

Financial Planning

Household and Motor Insurance

Risk Advice

Workplace Advice


Keep up to date with all things insurance and finance by checking back regularly to our blog.

We like to keep our clients informed of the latest sector news, top tips and advisory pieces. Read our most recent articles by clicking on the News tab or picking from a highlighted selection below.


Pension Mistakes

Seven Easy Mistakes to Make with your Pension 80 is the new 70, 70 is the new 60 - that’s right, we’re all living longer, healthier lives. And with over 32.9 million people saving through


Drawdown Report

Considering Drawdown – Understanding the Benefits AND the Risks What is income drawdown? Income drawdown allows you to receive a pension income while allowing your pension pot to continue growing. This is a method that


Retirement Tips

How to Plan for Your Retirement Effectively There’s so much to look forward to as retirement nears - escaping the 9-5, travelling with no time constraints, more time to spend with loved ones and the


Pension Top Tips

Taking the Time to Think About Your Financial Future – Top Tips for Pension Planning Did you know that on average, retirement is set to last at least two decades? We’re living longer, which is


FCA Pensions Freedoms

FCA and Freedom Failures – Making the Reforms Work For All Since the government announced pension freedoms back in 2014, the Financial Conduct Authority (FCA) has faced the challenge of making the ambitious reforms work


Restructure and Rebrand for Cowens

We are delighted to announce that we are restructuring to become unified under one brand. Cowens Survival Capability and Chartered Financial Planners will now come under the umbrella of Cowens Group, with a new management

Kevin Gee

Kevin Celebrates 34 Years at Cowens

Kev came to Cowens for an interview aged just 17, when at the time he was working with his father as a Builder during the school holidays at Pleasley sewage works. He could never have


The Value of Employee Benefits

Insure your future today, ensure your future tomorrow   There seems to be an ever-growing list of risks to our future financial security – with the NHS under strain, life expectancy ever increasing, pension funds


Cyber Crime- Are you protected?

You may well have been following the Morrisons Supermarket case which involves a disgruntled ex- employee stealing sensitive data about the company’s employees and publishing it on the internet. In law, Morrisons have been found


New Sentencing Guidelines Call for Action on Workplace Health & Safety Procedures

After tougher sentencing guidelines for gross negligence manslaughter were introduced on November 1st, the message for businesses is clear; sit up and take note of the risks within your business and put effective solutions in


Driving in Winter Weather: Cowens’ Essential Guide

After the infamous ‘Beast from the East’ hit the UK last year, it appears that winter weather is getting increasingly extreme, with even more harsh conditions predicted for the months ahead. The snow storms back


Breaking Up Is Hard To Do – Cowens Brexit Brief

Following the outcome of the UK’s referendum on European Union membership, businesses are now faced with the task of assessing any potential implications that the vote to leave may have on their operations going forwards.


Identifying the differences between stress and pressure is the key to a happy & healthy workforce.

According to research from the HSE, stress now accounts for nearly 40% of all work-related illness. It’s a subject which has been somewhat taboo up until recent years and is thankfully something people are slowly


Not Declaring New Gifts Could Put Them at Risk This Christmas.

With Christmas around the corner, we are highlighting that many people are unaware of the value limit placed on their most precious belongings by insurers, meaning they could lose out on thousands if they are


Having been advised by Cowens for over 20 years, I have been delighted with the service and care provided by the whole team.