Home Insurance

If you’re looking to insure your home, possibly your biggest asset, with quality cover you can rely on, Cowens Private Clients can organise tailored cover to suit your needs, however complex.

Do you have a home with more than five bedrooms or own a Grade I or II listed property (A listed in Scotland or Northern Ireland)? Do you possess contents over £75,000 (including high-value items like jewellery and works of art) or have multiple homes in the UK or overseas? We can create a bespoke insurance plan to guard your possessions which cover everything from a minor mishap to a major crisis, so you can be confident that whatever happens, we will do our utmost to make sure your most treasured assets are covered.

Holiday Homes UK & Overseas

We can arrange comprehensive cover for holiday homes in the UK including static caravans plus holiday homes abroad, whether used solely by family and friends or let.

Travel Insurance

We can provide comprehensive and realistic cover designed to work alongside our client’s complex and boundless travel requirements for both business and leisure. This superior level of protection surpasses that offered by Travel Agents, Tour Operators and online providers.

The cover we provide can be used for a single trip and multi-trip policies, including winter sports and hazardous activities. Most medical conditions can usually be catered for. The Money and Pensions Service (MaPS) now has a travel insurance directory on its Money Advice Service website for people with serious pre-existing medical conditions https://traveldirectory.moneyadviceservice.org.uk/en.


If you own a motorhome, you’ll be pleased to know that we can arrange insurance for your vehicle including, the option of European cover and breakdown cover at competitive premiums.

Classic Cars

From super and performance to classic cars, we can provide a bespoke cover that works for you.

Small Water Craft

Do you own a canal boat or need insurance for something a little bigger? We can provide cover for leisure craft including canal boats and yachts used on inland and coastal waters plus further afield.

Further Cover Solutions

If you have a specific requirement not covered in the list above, please get in touch with our experienced team to discuss the tailored options we can create for you.

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